Chef Ekhwan Citarasa Rantau

02/08/2023

18/06/2023

Happy Father's day to all the dads out there!

09/06/2023

These records demonstrate the wide range of estate planning strategies people use to shape their final wishes, highlighting the diversity within this field. Each unique example reflects the individuality of the testators, showcasing their specific preferences and circumstances.

This contrast of legal extremes reminds us of the limitless possibilities and creative decisions one can make when preparing for the future. It emphasizes the importance of tailoring estate plans to individual needs and desires.

By exploring these diverse examples, individuals can gain valuable insights and inspiration to craft their own personalized approach to estate planning, ensuring their final wishes are fulfilled in a meaningful and unique way.

07/06/2023

Creating an effective budget is a crucial step toward financial stability and independence. Whether you're just starting your career or already in your 30s, having a well-planned budget can help you manage your expenses, save money, and achieve your financial goals.

In this post, we'll guide you through six key steps to create an effective budget that works for you.

1. Identify your income sources; such as salary, freelance work, or investments.

2. List all monthly expenses; such as rent, utilities, and loan payments. Then, add variable expenses, such as groceries, entertainment, and discretionary spending.

3. Categorize expenses; into groups such as housing, transportation, food, entertainment, and savings. This will help you better understand where your money is going and make adjustments as necessary.

4. Set short and long-term financial goals

5. Allocate income according to your budget categories and financial goals.

6. Regularly review and adjust the budget to meet goals.

Creating a budget is just the first step toward financial success. It's important to stay committed to your budget to achieve your financial goals.

07/06/2023

Leave a timeless mark on your loved ones with the power of legacy planning. It's more than just finances—it's about preserving your values, memories, and heritage. Here's a glimpse of what's possible:

💖 Express enduring love, gratitude, and dreams in heartfelt letters.

🌳 Build a family tree: Uncover your ancestral roots and share captivating stories and precious photos to strengthen your family's connection to their heritage.

🍽️ Compile a culinary treasure trove of cherished family recipes.

📚 Chronicle your life story: Whether through a memoir or a captivating video, immortalize your journey, pivotal moments, and the wisdom you've gained.

By weaving these elements into your estate plan, you're creating a lasting legacy that transcends material wealth.

Our dedicated team is here to help you craft a plan that reflects your unique story and values. Schedule a free consultation today to discover the power of legacy planning.

01/06/2023

Estate planning and Trusts play a crucial role in avoiding family disputes and ensuring the proper distribution of assets according to your wishes. By planning ahead, you can attain peace of mind and prevent conflicts. Here are some key points to consider:

1. Clarify your wishes: Estate planning and trusts provide clear definitions for the inheritance and distribution of assets, thus avoiding misunderstandings and disagreements.

2. Minimize tax liability: Advanced estate planning can help reduce the taxes that heirs are obligated to pay.

3. Protect assets: Trusts serve as a protective measure for shielding assets from creditors, lawsuits, and legal claims.

4. Avoid probate: Estate planning and trusts enable you to bypass the lengthy, expensive, and dispute-prone probate process.

5. Ensure continuity: Well-designed trusts ensure the seamless continuation of businesses or investments, thereby preventing conflicts among heirs.

6. Provide for loved ones: Trusts offer ongoing financial support for your loved ones, reducing the likelihood of disputes and alleviating stress.

7. Maintain privacy: Estate planning and trusts uphold the privacy of your affairs, ensuring peace of mind and safeguarding confidentiality.

It is crucial to start considering your estate planning needs and taking steps to protect your assets. Share this valuable information with your loved ones and encourage them to do the same. By raising awareness about the benefits of estate planning and trusts, we can actively prevent family disputes and ensure the future well-being of our loved ones.

27/05/2023

When we think of estate planning, we often associate it with property, investments, and money. However, we may overlook many other valuable and meaningful assets.

From family heirlooms to works of art and intellectual property, these unique assets can hold significant sentimental, historical, and even financial value.

Think about the things that make you, you. By including these unconventional assets in your estate plan, you can ensure your unique legacy lives beyond your lifetime.

27/05/2023

🔥🌡️ Malaysia is facing a harsh heatwave. We must prioritize our health and well-being by staying cool, hydrated, and taking the necessary precautions.

Remember to:

🚰 Drink plenty of water to stay hydrated
🧴 Apply sunscreen and wear lightweight clothing
🏠 Seek shade and limit outdoor activities during peak heat hours
🌬️ Keep your living spaces well-ventilated and cool
🌳 Support water conservation efforts to help preserve our resources

Let's take care of ourselves and each other. Stay safe and stay cool! 💙

27/05/2023

Ever wondered what happens if someone passes away without a will or trust? In such cases, intestacy laws come into play, determining how their assets will be distributed. Unfortunately, this process can be time-consuming, costly, and may not align with their true wishes.

To protect their inheritance, beneficiaries should take proactive steps. Seeking guidance from an attorney is crucial to understand their legal rights. If disputes arise over asset distribution, beneficiaries can contest the proceedings, but it can be complex and expensive.

One effective way to avoid these complications is by encouraging loved ones to create a will or trust. By doing so, individuals can ensure their assets are distributed smoothly according to their wishes, minimizing disputes.

Let's promote open communication about estate planning to protect legacies effectively. Share this information and empower those around you to take the necessary steps in estate planning.

14/05/2023

Today, we celebrate all the moms who make the world a better place. Thank you for your love, patience, and unwavering support.

Happy Mother's Day!

05/05/2023

Selamat maju jaya to the Malaysian contingent participating in the SEA Games 2023 in Cambodia! We are proud of your dedication and unwavering determination.

Go forth, give it your all, and embody the true spirit of . We will be cheering you on every step of the way! 🇲🇾💪🏽

27/04/2023

We're seeking talented individuals to join our dynamic team!

Working with us is more than just a job - it's a that fosters growth, creativity, & collaboration.

Don't miss this exciting - submit your at www.ubbamanah.com/career