Iceberg Project

Iceberg Project Iceberg! is a community where we celebrate and nurture the idea and philosophy of Polymaths.

Together we will collaborate and cooperate with each other to take on various projects!

It's that easy. 😏
04/05/2025

It's that easy. 😏

Regardless, it was a necessary tough ride.
04/03/2025

Regardless, it was a necessary tough ride.

One with the man, the myth, the legend .properties .
03/03/2025

One with the man, the myth, the legend .properties .

Been away for awhile. Now, my back is back to work on an awesome project. Stay tuned # realestate # proper...
02/03/2025

Been away for awhile. Now, my back is back to work on an awesome project. Stay tuned

# realestate # property

Marhaban Ya Ramadhan!
02/04/2022

Marhaban Ya Ramadhan!

Let's try this mindset.Whatever we do whatever our goals are. It's a pretty good mindset to have when you put yourself i...
17/02/2022

Let's try this mindset.Whatever we do whatever our goals are. It's a pretty good mindset to have when you put yourself in a state of constant 'work in progress'.

Why? Cuz, think about it! What do we usually do when we complete? We kick back, relax and watch stuff on tv. But if we constantly put our minds in a state of 'work in progress' we will always come to a position where we will be constantly moving, constantly striving, constantly going for more.

This is especially true if you're in sales(whatever it maybe). And one way i use as trick for me to constantly put myself in a 'work in progress' mode is to have a very big vision. Give yourself a vision that might seem out of bounds but you know you can achieve it. As for me my vision is: to stand on a stage, in a stadium filled with audiences, listening to me speak. And even for me, i am fully aware that it is a long way to go. And that vision will constanly put me in the 'work in progress' mode.

Don't get me wrong. I'm not saying all you do is work, work, work, work, work, work and get burnt out. But you constantly doing your best to achieve it...while enjoying the scene along the way. I mean, what's the point of a trip if you don't enjoy the view?

16/02/2022

Just a short cover to pass the time...

Highly recommended! The food mostly are nice. Abit pricy but for good reasons. Everything you order comes in double the ...
12/02/2022

Highly recommended! The food mostly are nice. Abit pricy but for good reasons. Everything you order comes in double the portions. A lot, i know, cuz the idea is that you're supposed to share the food around. But being someone with big appetite like me, i just ate the whole thing alone with extra room for another slice of lamb chop...oh and can't forget them nachos i also devoured. All in all, i highly recommend this place...😋😋😋😋😋😋😋😋😋😋

Coming from a real estate agents' perspective, what i'm about to say might seem counter-intuitive and might be contradic...
09/02/2022

Coming from a real estate agents' perspective, what i'm about to say might seem counter-intuitive and might be contradicting from other real estate agents. But for me, i care about providing the best value for my clients even if it might sound counterintuitive.

But i would highly suggest(especially for youngsters who are under 30), to rent a house rather than buy. Heck, even i'm not gonna buy a house. I'll just rent. And i have good reasons for it.

1)Asset vs Liability:
We were told that buying a home is an investment cuz the price will go up. But here's the thing-not always. You have to really consider where that house is, which part of the city is the house at, what kinds of accessibilities and facilities are around the housing area. So not always the price will go up..and in some cases some housing areas might actually lose value over time. So in this case, that eventually becomes a liability instead. If you want to buy a house for investment purposes, you really need to study about the place first.

2)Credit score and loan approval:
If you're under 30 and you've just graduated from Uni or college, there's a very high chance that your credit score might not be good or you might not even have a credit score...which in both cases you the loan approval from banks is something that is hard to get...and even if you can get approval it might not be for THAT house you've been eyeing.

3)mortgage payments:
Paying the mortgage is pretty much like a life sentence. You've bought the house. Yay, congratz! Now you'll have to pay your mortgage for the majority of your lives. And here's the cherry on the cake. The house is not yours...yet. Until you've fully paid the mortgage.

4)It is NOT as liquid as you think:
Say you might need cash immediately for whatever reasons. And you decide to sell the house for it. Yeah great! But here's the hold up though! The process of selling a house might take anywhere from 6 months and could take a year. And that is after you've found a serious buyer. So that immediate cash...isn't so immediate after all...

So here are some of the reasons why you should rent.

One of my friends once said..."every one has their own 'perangai bangsat'(s****y behaviors)"...aside from the foul words...
07/02/2022

One of my friends once said..."every one has their own 'perangai bangsat'(s****y behaviors)"...aside from the foul words...i agree...we all do...you...me...everybody has s****y behaviors...however if there're people who despite their s****iness still willing to care and look out for you...cherish them...

Leaders are those who have decided to take charge and to look after the people around them while they grow together. Cre...
07/02/2022

Leaders are those who have decided to take charge and to look after the people around them while they grow together. Credit: Gary Vaynerchuck

Nowadays i actively reserve the word leader for those who actually are.
07/02/2022

Nowadays i actively reserve the word leader for those who actually are.

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Nilai
71800

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